Who else uses pay pal? Are there any other alternatives to this for personal transactions that doesn't cost as much?

Ikobo is one.

What kind of rates do you get with that one?

__________________
I'm Admin on: MusicMuscle | WowCheaters
Owner: Swindon Recyclers

i just looked it up. if i'm not mistaken, it looks like it's 10% +1 dollar. that's a little more expensive than paypal.

i know there is moneybookers but i think that might be a little more as well?

__________________
Need Outsource Projects? Have Freelance Programmers bid on ALL your Custom Web Design projects today at FreelancerStore.com

shame...

I did find a FANTASTIC alertnative for donations for Registerd UK charities Charity Choice does it all free and until 08 even pay creditcard charges.

Dan

__________________
I'm Admin on: MusicMuscle | WowCheaters
Owner: Swindon Recyclers

bro lots of alternatives are there.
but depends on your requirement!! (and your country)

There are many other systems but for any dependable one, the fees are equal or more than Paypal. The other consideration is that Paypal is widely accepted throughout the Internet and owned by eBay. I have yet to find one that matches them in quality.

the best alternatives of paypal are moneybookers and egold

and then you can count neteller alertpay click 2 buy casu ebullion butmy sugestion goes to moneybookers

its the best

i also think mooneybookers best as long as you are not exchanging currency and useing it legally moneybookers is the best