hai
XML stands for eXtended Markup Language. It's like HTML, but it uses standard coding techniques for non-standard markup. It's awesome for programs to save files in, but unfortunately, unless you have the original program that saved it, you're just going to have to look at a bunch of code.
You'll have to tell your insurance company to send it in another format, or find out which program they used to encode it. Maybe they can send a PDF?
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